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Last-Minute Tax Reminders for 2026

Written by Staff writer | Feb 18, 2026 11:15:00 AM

You may already have your return filed and behind you.

If so, well done.

But if it’s still sitting on your desk — or in the back of your mind — here are a few simple reminders that can make the process smoother and less stressful.

Tax season doesn’t have to feel chaotic. A little preparation can go a long way.

Get Organized First

Before you start filing, gather everything in one place.

Chefs use a phrase called mise en place — it means “putting in place.” They prepare all ingredients before they begin cooking. It reduces mistakes. It reduces stress.

Taxes work the same way.

Have these items ready before you begin:

  • Social Security numbers or tax ID numbers
  • Bank account and routing numbers
  • W-2s, 1099s, and 1098s
  • Records of digital asset transactions
  • Documentation for side jobs or self-employment income
  • Receipts for deductions (charitable gifts, childcare, property taxes, medical expenses, retirement contributions, etc.)
  • Any IRS notices you received

When everything is within reach, the filing process becomes far more manageable.

Report All Income

It’s easy to forget income streams that don’t come from a traditional paycheck.

Side work. Online sales. Rental income. Investment earnings.

The IRS receives copies of many of these forms. Leaving something out can lead to notices later — and no one enjoys surprise mail from the IRS.

Take a few extra minutes to review:

  • Gig or freelance income
  • Rental property income
  • Investment gains or dividends
  • Items sold online or in person
  • Foreign accounts or assets

A complete return now prevents frustration later.

Don’t Forget IRA Contributions

You can still contribute to an IRA for the 2025 tax year until April 15, 2026.

For 2025:

  • $7,000 if under age 50
  • $8,000 if age 50 or older

If you contribute, be sure to designate it for the correct tax year.

For some investors, this can reduce taxable income while continuing to build long-term savings.

Get Written Acknowledgements for Larger Donations

If you donated $250 or more to a charitable organization, make sure you have written confirmation.

The acknowledgment should state:

  • The amount donated
  • Whether you received any goods or services in return

Without documentation, the deduction may not be allowed.

Use Direct Deposit for Refunds

Most taxpayers now receive refunds through direct deposit — and for good reason. It’s faster and more secure than waiting for a paper check.

You can even split your refund across up to three accounts. That allows you to direct part toward savings, part toward debt, and part wherever else it needs to go.

You can also track your refund using the IRS “Where’s My Refund?” tool on their website.