Last year, I was at a neighbor’s barbecue when a friend of mine pulled me aside and told me I...
If gold is so valuable, why do they want to sell it?
If gold is so valuable, why do they want to sell it?
Gold often gets sold as protection against financial collapse. Here’s why I’m skeptical of fear-based investing—and what matters more.
April 23, 2026
3
min read
Financially Ready Doesn’t Mean Ready to Retire
Financially Ready Doesn’t Mean Ready to Retire
Explore the crucial balance between financial and emotional readiness for retirement, and learn how to identify the right time to step away from work.
April 14, 2026
4
min read
Learning to Spend
Learning to Spend
Learn how to transition from saving to spending in retirement, ensuring your life feels full and meaningful while maintaining financial security.
March 18, 2026
2
min read
When Should You Reduce Stock Exposure in Retirement?
When Should You Reduce Stock Exposure in Retirement?
Discover the right time to reduce stock exposure in retirement by focusing on income needs and changing circumstances, not just age.
March 12, 2026
3
min read
The Risk You Don’t See
The Risk You Don’t See
Understand the hidden risks of feeling financially safe and how to balance stability with growth in your investment strategy.
February 25, 2026
3
min read
What Really Creates Retirement Confidence
What Really Creates Retirement Confidence
Discover what truly drives retirement confidence: understanding how your savings support your lifestyle, not just accumulating wealth.
February 18, 2026
5
min read
Last-Minute Tax Reminders for 2026
Last-Minute Tax Reminders for 2026
Get organized and reduce stress this tax season with these essential last-minute reminders for filing your 2025 tax return efficiently and accurately.
February 18, 2026
2
min read
IRA Planning: The Overlooked Element in Many Retirement Plans
IRA Planning: The Overlooked Element in Many Retirement Plans
Retirement planning doesn’t end at saving. IRA withdrawal decisions, taxes, and timing often determine long-term outcomes.
February 10, 2026
3
min read
What Actually Makes the Market Go Up and Down
What Actually Makes the Market Go Up and Down
Understand the true mechanics behind stock market movements and why they often seem unpredictable, influenced by the dynamic interplay of buyers and sellers.
January 28, 2026
2
min read
The Tax Torpedo: A Hidden Risk in Retirement Planning
The Tax Torpedo: A Hidden Risk in Retirement Planning
Discover how the Tax Torpedo can unexpectedly increase your retirement tax rate and learn strategies to mitigate its impact with proper planning.
January 27, 2026
3
min read
Years ago, I had this client who changed the way I thought about retirement. By every financial...
Some people spend their entire lives learning how to save.
Many retirees believe they’re supposed to own less stock simply because they’re older. It’s a...
From time to time, someone will tell me, “I just don’t want to lose it. At least with it in the...
A common retirement fear isn’t running out of money.
You may already have your return filed and behind you.
When I sit down with people who are nearing retirement, or who’ve already retired, the concern I...
I often explain the market this way, knowing it’s a simplification—but an important one.
Most people assume the tax brackets they see are the tax brackets they’ll pay in retirement.