I’ve spent more than twenty years working with people and their money, and one thing I’ve come to...
It Depends: The Most Honest Answer in Financial Planning
It Depends: The Most Honest Answer in Financial Planning
Discover why effective financial planning is about understanding individual behavior, not just following rigid rules. Embrace a personalized approach to money management.
May 13, 2026
4
min read
IRA Planning: The Overlooked Element in Many Retirement Plans
IRA Planning: The Overlooked Element in Many Retirement Plans
Retirement planning doesn’t end at saving. IRA withdrawal decisions, taxes, and timing often determine long-term outcomes.
February 10, 2026
3
min read
Phantom Income: When the IRS Taxes You on Money You Never Received
Phantom Income: When the IRS Taxes You on Money You Never Received
Understanding phantom income is crucial for tax planning, especially near retirement. Learn how to manage taxable income you never received.
December 17, 2025
2
min read
Three Tax Planning Moves Worth Reviewing Before Year-End
Three Tax Planning Moves Worth Reviewing Before Year-End
Review key tax moves before year-end to optimize your retirement strategy, including RMDs, Roth conversions, and tax-loss harvesting for a secure financial future.
December 15, 2025
3
min read
The Plan Isn’t the Point. The Process Is.
The Plan Isn’t the Point. The Process Is.
Effective financial planning is about adapting to change, not sticking to a rigid plan. Learn why a flexible approach leads to better retirement outcomes.
November 10, 2025
2
min read
Posts about Planning:
When I sit down with people who are nearing retirement, or who’ve already retired, the concern I...
Every so often, someone is surprised by a tax bill that doesn’t seem to line up with the cash they...
As the year winds down, certain financial decisions quietly become time-sensitive. While good...
People often think of a financial plan as something permanent: printed, bound, heavy enough to feel...