Insights

Learning to Spend

contact@transcendwealth.com (Dennis Coon) — Wed, 18 Mar 2026 15:59:06 GMT

Some people spend their entire lives learning how to save.

When Should You Reduce Stock Exposure in Retirement?

contact@transcendwealth.com (Dennis Coon) — Thu, 12 Mar 2026 17:04:11 GMT

Many retirees believe they’re supposed to own less stock simply because they’re older. It’s a widely accepted idea — and one that often feels prudent. In practice, though, reducing risk based on age alone can quietly undermine an otherwise solid retirement plan.

The Risk You Don’t See

contact@transcendwealth.com (Dennis Coon) — Wed, 25 Feb 2026 20:32:06 GMT

From time to time, someone will tell me, “I just don’t want to lose it. At least with it in the bank, I know it’ll be there.”

What Really Creates Retirement Confidence

contact@transcendwealth.com (Dennis Coon) — Wed, 18 Feb 2026 16:01:15 GMT

A common retirement fear isn’t running out of money.

Last-Minute Tax Reminders for 2026

contact@transcendwealth.com (Staff writer) — Wed, 18 Feb 2026 11:15:00 GMT

You may already have your return filed and behind you.

IRA Planning: The Overlooked Element in Many Retirement Plans

contact@transcendwealth.com (Dennis Coon) — Tue, 10 Feb 2026 16:11:09 GMT

When I sit down with people who are nearing retirement, or who’ve already retired, the concern I hear most often isn’t about investments.

What Actually Makes the Market Go Up and Down

contact@transcendwealth.com (Dennis Coon) — Wed, 28 Jan 2026 16:39:14 GMT

I often explain the market this way, knowing it’s a simplification—but an important one.

The Tax Torpedo: A Hidden Risk in Retirement Planning

contact@transcendwealth.com (Dennis Coon) — Tue, 27 Jan 2026 18:10:18 GMT

Most people assume the tax brackets they see are the tax brackets they’ll pay in retirement.

Risk Tolerance: Why Investing Feels Harder Than Driving a Car

contact@transcendwealth.com (Dennis Coon) — Wed, 21 Jan 2026 15:02:58 GMT

Can you remember the last time you felt nervous getting behind the wheel?

New Tax Rules in 2026: What They Mean for Your Financial Plan

contact@transcendwealth.com (Dennis Coon) — Tue, 20 Jan 2026 14:23:54 GMT

There’s an old line that tax complexity is a tax all by itself. That idea feels especially true heading into 2026.